Blue sofa in living room


Home Mortgage Banker Philip May


NMLS# 1617189

615.241.2987 office

901.848.6874 mobile

Full Bio >
Alma Mater:

University of Alabama

Favorite Creators:

Gregg Allman, Eric Clapton

Nashville Picks:

Nashville Predators, The Ryman Auditorium, Ascend Amphitheater

Favorite Quote:

“I like nonsense, it wakes up the brain cells. Fantasy is a necessary ingredient in living.” –Dr. Seuss

Client Reviews

“As a Real Estate Broker specializing in residential sales, I have worked with Philip May on numerous home mortgage loans and I am super impressed. Philip manages to keep all the balls in the air, stay focused on making the deadlines, and all the while keeping a big smile and positive attitude throughout the entire loan process. I am extremely impressed with his pro-active approach to keeping everyone in the transaction informed of important details, progress and even the occasional hiccup. Philip is a confident yet humble, highly-skilled professional whom I always look forward to hearing from! I highly recommend you work with Philip should you have the opportunity.”

-Dawne Davis, Parks Real Estate (via LinkedIn)

“Philip navigates the loan process seamlessly and is a joy to work with. He’s always responsive and makes what can be a stressful process, relaxed and informative. I highly recommend his services as he is always delighted to answer any questions regarding lending or how he can be of assistance in any capacity.”

-Whit Murray, Radius Real Estate Partners at Village Real Estate (via LinkedIn)

“I had the pleasure of working with Philip for several years. He is a very detailed individual with the ability to handle a number of tasks at the same time. He understands his customers, and consistently works to understand and meet their needs. He has tremendous follow-up and communication skills. He has always displayed professionalism and high ethical standards. He would be a major asset to any organization.”

-Sharon Lynn, Valuations Management Group, LLC (via LinkedIn)

“Philip is responsive and knowledgeable. His communication between the Buyers and myself made the transaction seamless. Smooth from start to finish. Would highly recommend to future buyers. ”

-Lizzy Caldwell, Neal Clayton Realtors, LLC (via LinkedIn)

“Philip is great to work with! He is informative, quick to respond to any questions and really helped make the whole mortgage application process smooth. Would definitely recommend him!”

-Hayley Robinson, Belle Meade Animal Hospital (via LinkedIn)

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Philip's Blog

Blog #1: Planning to move? Here’s what you need to know.

It’s your sanctuary, your place of rest, your family’s stomping grounds. Finding and settling into the perfect home brings such a rewarding feeling, but let’s be honest: The process leading up to it is no cakewalk. There’s a lot that goes into buying a home, but that doesn’t mean it has to be a stressful experience. With the right knowledge and preparation, you can ensure the whole process goes off without a hitch. If you’re planning a move soon, be sure to consider the following things:

The Neighborhood

Before you even start looking at houses, think about the area where you want to live. Location is the one thing you can’t change, so this needs to be determined up front. Do you have kiddos? Is walkability important? How about the school district? Even if you don’t have children, buying in a good school district can help with resale down the road. Don’t forget about your work commute, either — do you need easy access to highways or public transportation? Once you’ve settled on a neighborhood, find a real estate agent who’s a specialist in that area so you can maximize your potential for finding the right home. (If you need a referral to an agent, I’m happy to provide one!)

Your Budget

Buying a home is a financial decision, and as such, budget should be a driving factor in your decision-making process. If you’re moving up, consider how your monthly payment will increase and whether you’re prepared to handle that. If you’re moving to a fixer-upper, take into account any extra expenses you’ll incur with renovations. Also, research the cost of living in the area, as well as property taxes and HOA fees. And of course, don’t forget to budget for the actual move. There’s a lot to consider when it comes to budgeting for a new home, but I can help you work through all these factors and help you line up the right financing based on your situation.