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Mortgages

Get ready to create your future.

Whether you are a first time home buyer or purchasing your fifth home, our team of mortgage experts is here to guide and support you through the process. If you already own a home and would like to refinance for a lower payment or cash out, we can help with that too.

We offer mortgage and home loan options for almost every situation – conventional fixed and adjustable rate mortgages as well as home equity lines of credit and home equity installment loansVeterans Affairs (VA), USDA Rural Development, Federal Housing Administration (FHA), and Tennessee Housing Development Agency (THDA) loans also available.

Our team is here to help you find the right mortgage, the right down-payment, the right rate, and the right term.


Loan Options

Home Purchase

Our team of experts will make the process a breeze and help you find the loan amount, downpayment, term, and interest rate that works best for you.  We have special low (or even $0) down-payment options.

Home Refinance

Whether you’re want to find a better rate, change the terms of your mortgage, or simply cash out, we’re here to help.

Home Equity

Our home equity lines of credit allow you to borrow against the equity in your home.  There are no closing costs (on lines up to $250,000) and no annual fee.  Fixed-rate home equity installment loans also available; closing costs apply.


Contact our home mortgage experts today…




Calculator and notebook

Mortgage Toolbox

Calculator and notebook
Want to get an idea of what’s possible?  Check out our free, do-it-yourself loan calculators.


Ethics & Standards of Practice

Studio Bank’s mortgage team abides by the Tennessee Mortgage Bankers Association’s Canon of Ethics and Standards of Practice to encourage sound business practices and methods in the making, marketing, and services of real estate mortgage loans and to constantly raise and improve the ideals and standards established by those engaged in the mortgage banking profession.