The words Live, Work, Create on a brick wall

Get to Know
Your Banker

Kari Barnhart

Kari BarnhartKari LinkedIn

SVP, Relationship Manager

With over a decade of experience, Kari serves Studio’s Music, Arts, and Entertainment clients providing innovative and exclusive services to individuals in the industry.

Full Bio >
Alma Mater:

Union University

Community Involvement:
  • SOURCE
  • Copyright Society of the South
  • The Troubadour Society
  • 2019 40 Under 40
  • 2017 NELA Finalist
Favorite Creators:

God, my mom (Karen), Bruno Mars, Michael Buble, and the amazing Nashville Music Community

Nashville Picks:

TPAC, Nashville Symphony, The Ryman, Nashville Predators, Musicians Hall of Fame & Museum, County Music Hall of Fame & Museum, Las Palmas, Sam’s Place: Nipper’s Corner, Ellington Agricultural Center, and Radnor Lake

Favorite Quote:

Philippians 4:4-9

NMLS# 436847
Rachell Bilbrey, Studio Bank

Rachell BilbreyRachell LinkedIn

SVP, Relationship Manager

Rachell is a Chattanooga-based commercial banker with a decade of experience across business lending, treasury management, and retail banking. Named one of ICBA’s 40 under 40 in 2024, she is a former entrepreneur, that offers practical, strategic solutions to businesses and nonprofits.

Full Bio >
Alma Mater:

Bryan College

Community Involvement:

I serve on the board of Be The Change Youth Initiative and as an advisory board member for the University of Tennessee at Knoxville’s for Women in Leadership Program.

I regularly volunteer with organizations such as Junior Achievement, the Austin Hatcher Foundation, Miracle League, and more. I also participate in community giving groups like 100 Women Who Care, supporting nonprofits across Chattanooga.

Favorite Creator(s):
  • Local Entrepreneurs- Anyone creating economic growth in our community.
  • Music- Sam Barber, The Red Clay Strays, Zach Bryan, Josh Meloy, Sam Fender, Noah Kahan
  • Movies- Will Ferrell and Kevin Hart (anything comedy)
  • Interior Design- Studio McGee, Pure Salt Interiors, Galey Alix
Local Picks:
  • Outdoors- Chickamauga Lake/ TN River, Riverwalk, Sunset Rock
  • Restaurants- Hello Monty, Bela Lisboa, Sidetrack, Elsie’s Daughter
  • Coffee- Be Caffeinated (Best Mocha)
  • Entertainment- Lookouts, Chattanooga Football Club (CFC), UTC Mocs, Top Golf
Favorite Movie Line or Quote:
  • “Did we just become best friends?” – Step Brothers
  • “The journey toward the best possible life starts with adjusting the lens through which we see the world.” Jim Murphy
  • “To be successful at anything, the truth is, you don’t have to be special. You just have to be what most people aren’t: consistent, determined, and willing to work for it.” Tom Brady
NMLS# 2170890
Bonnie Blalock, Studio Bank

Bonnie BlalockBonnie LinkedIn

SVP, Relationship Manager

Bonnie has served the needs of business, commercial and corporate banking clients in the Chattanooga area for nearly 35 years.

Full Bio >
Alma Mater:

University of Alabama

Community Involvement:

Volunteer – Communities in Schools, GraduRun, Lana’s Love, Miracle League

Favorite Creator(s):

God. Entrepreneurs. Country Music Artists

Local Picks:

Stadiums (The Lookouts and Finley), The Signal, Stir

Favorite Movie Line or Quote:
  • 2 Timothy 1:7
  • “It ain’t about how hard you hit. It’s about how hard you can get hit and keep moving forward.” – Rocky Balboa
NMLS# 568751
Jeff Bridgman, Studio Bank

Jeff A. BridgmanJeff A. LinkedIn

EVP, Senior Banking Executive

With over 28 years of experience as a trusted leader in the Greater Chattanooga market, Jeff has played a key role in shaping its economic landscape through strategic lending in Commercial Real Estate, commercial and industrial, and SBA financing.

Full Bio >
Alma Mater:

University of Tennessee at Chattanooga, Bachelor’s of Science and Master’s of Business Administration in Finance

Community Involvement:
  • Chattanooga Christian School
  • EBYAA
  • Chattanooga Area Food Bank
  • Lana’s Love
  • UnTeal
  • Habitat for Humanity
  • Austin Hatcher Foundation
  • Sleep in Heavenly Peace
  • Ronald McDonald House
Favorite Creator(s):
  • Authors – Pierce Brown, Mario Puzo, George R.R. Martin
  • Music – Led Zeppelin and anything ’80’s or classic rock
  • Entrepreneurs – Walt Disney, Steve Jobs, Truett Cathy
Local Picks:
  • River Street Deli, The Social, Champy’s, Riverwalk, Coolidge Park, North Shore, lake/river
Favorite Movie Line or Quote:
  • “You can’t handle the truth!!” – A Few Good Men, 1992
  • I don’t say these things because I believe in the brute’ nature of men or that men must be brutalized to be combative. I believe in God, and I believe in human decency. But I firmly believe that any man’s finest hour — his greatest fulfillment to all he holds dear — is that moment when he has worked his heart out in a good cause and lies exhausted on the field of battle – victorious. – Vince Lombardi
NMLS# 2718667
Mark Brooks, Nashville Banker

Mark D. BrooksMark D. LinkedIn

SVP, Senior Banking Executive

With four decades of experience in the Middle Tennessee community, Mark is a trusted source for proven banking solutions.

Full Bio >
Alma Mater:

David Lipscomb College

Community Involvement:
  • Chair Advisory Board for Business Academy at Glencliff High School
  • Founder/Director of Glencliff Scholarship Fund
  • Finance Committee at Church
Favorite Creator(s):

Gordon Lightfoot, Dave Mathews, Ted Nugent

Local Picks:

Center Hill Lake, Smoky Mountains, Neyland Stadium

Favorite Movie Line or Quote:

“You’re going to need a bigger boat.” — Jaws

“A monkey won’t turn loose of one limb till it has a firm grip on the next.” — James Bond

NMLS# 817905
Seth Butler, Banker

Seth ButlerSeth LinkedIn

SVP, Relationship Manager, Commercial Real Estate

A trusted leader with expertise in loans, deposits, and treasury management products for commercial real estate owners, investors and developers.

Full Bio >
Alma Maters:

Emory University, B.A. Economics & B.A. Mathematics; Oxford College of Emory University, A.A.  

Community Involvement:
  • Habitat for Humanity (budget coaching, fundraising, building)
  • Hendersonville City Parks (youth league coach)
  • Urban Land Institute – Nashville District Council, Treasurer
  • NAIOP
  • CCIM
  • Second Harvest Food Bank
  • Stop Hunger Now
Favorite Creators:

Dan Brown, Leon Bridges, Linus Hall (Yazoo – Dos Perros), Jimmy Buffett, and Kirsten Butler (she created my two beautiful and talented daughters!)

Nashville Picks:

Old Hickory Lake, Husk, Nashville greenways, Nashville Predators

Favorite Movie Line or Quote:

“If we weren’t all crazy, we would go insane.” — Jimmy Buffet

NMLS# 1540371
Nashville Studio Bank David Costello

David CostelloDavid LinkedIn

SVP, Relationship Manager

David’s decades of experience in Middle Tennessee’s banking and finance community have given him trusted relationships and extensive expertise helping others.

Full Bio >
Alma Mater:

David Lipscomb University

Community Involvement:
  • National and Nashville MS Society
  • Williamson County Chamber of Commerce
  • AADOM
Favorite Creators:
  • Music – Cheap Trick, Radney Foster, Dan Seals, and Steve Wariner
  • Movies – Anything Coen Brothers or John Hughes
  • Comedy – Richard Pryor, Redd Foxx, Gary Gulman, and Nate Bargatze
  • Most Important – My Creator and Ellen Costello
Local Picks:
  • Breakfast: The Good Cup – Grassland Community
  • Lunch: Country View Market – Charlotte, TN
  • Dinner: Red Lobster (those biscuits!)
  • Dessert: Any ice cream place walking around downtown Franklin
Favorite Movie Line or Quote:

“You can’t stop what’s coming. Ain’t all waiting on you. That’s vanity.” — No Country for Old Men

NMLS# 1925652
Nashville Entertainment Banker Ron Cox

Ron CoxRon LinkedIn

SVP, Music Arts & Entertainment Executive

30-year banker serving all facets of the music and entertainment industry’s personal and commercial banking needs, including depository, treasury, intellectual property lending, investments and mortgage.

Full Bio >
Community Involvement:
  • Leadership Music Board, GMA Foundation Board
  • Adjunct professor at Belmont University’s Curb College of Entertainment and Music Business 
Favorite Creator:

Earl Scruggs

Nashville Picks:

The Station Inn, Ryman Auditorium, 404 Kitchen, 5th & Taylor

Favorite Movie Line or Quote:
  1. “Carpe diem. Seize the day, boys. Make your lives extraordinary.” – Dead Poets Society
  2. “Every man dies, but not every man really lives.” – Braveheart
NMLS# 728657
Jacob Coy, Nashville Banker at Studio Bank

Jacob CoyJacob LinkedIn

SVP, Relationship Manager

Jacob is a commercial banking expert. His expertise includes business lending, agricultural banking, international banking, treasury solutions, and deposit products.

Full Bio >
Alma Mater:

Western Governors University

Community Involvement:

I coach local youth soccer in Murfreesboro, and I work with the small business development center to help local businesses and entrepreneurs grow. I also spend time with JAST (Japanese American Society of TN).

Favorite Creator(s):

Mark Rober, Chris Broad (Abroad in Japan), Donut Media

Local Picks:

Barfield Park, Bloomfield Links, Geodis Park, and Kobo Cafe, a mobile cafe my wife and I own and operate. (I love seeing how happy people are when they try my wife’s fresh pastries and seeing people come together while enjoying our coffee.)

Favorite Movie Line or Quote:

“Hold my beer…”

NMLS# 2368186
Nashville Studio Bank Laura Dye

Laura DyeLaura LinkedIn

SVP, Relationship Manager

Laura has more than 30 years of banking experience. She enjoys being a part of her clients’ success and bringing new solutions to the Studio Bank member community.

Full Bio >
Alma Mater:

University of Tennessee at Chattanooga

Favorite Creator(s):

My mother

Local Picks:

55 South and Moby Dickey’s in Hendersonville

Favorite Movie Line or Quote:

“You had me at ‘Hello.'” — Jerry Maguire

NMLS# 436797
Bryan Fryar, Studio Bank

Bryan Fryar

SVP, Relationship Manager

Bryan has 30 years of experience and expertise in commercial and private banking and retail banking management.

Full Bio >
Alma Mater:

Queens College, Charlotte and The Baylor School in Chattanooga

Community Involvement:

Current chairperson of the American Heart Association Heart Ball in Chattanooga

Favorite Creators:

Donald Ross-Golf Course Creator/Architect… I have loved his designs since I was a child playing golf and have been lucky enough to play many of his courses throughout the country.

Chattanooga Picks:

The Tennessee Aquarium, North Chattanooga Area

Favorite Quote:

“I’d keep playing. I don’t think the heavy stuff’s coming down for quite a while.” Carl Spackler- “Caddyshack”

Brandon Green, Nashville Banker

Brandon GreenBrandon LinkedIn

SVP, Relationship Manager

Strategic expertise, focused working with companies that are looking for a strategic financial partner to help them optimize capital and cash flow.

Full Bio >
Alma Mater:

University of Kentucky, Economics

Community Involvement:
  • Nashville Area Chamber of Commerce, Intro Nashville Grad/Alumni
  • Boy Scouts Middle TN, Committee Member (Annual Sporting Clays Event)
  • Leadership Lexington Graduate and Alumni Board Member
  • Junior Achievement of the Bluegrass, Board Member, Executive Committee Member, Business Development Chair
  • Commerce Lexington Winners Circle, Member
  • Big Brothers Big Sisters of the Bluegrass, Board Member, Finance Committee Member
  • Makenna Foundation, Board Member
Favorite Creator(s):
  • God
  • Entrepreneur: Steve Jobs
  • Music Artists: Chris Stapleton, Luke Combs, George Straight, Garth Brooks, The Revivalist, Eagles, Jimmy Buffet, Rolling Stones, Dave Matthews Band…
  • Actors: Tom Hanks, Daniel Day-Lewis, Anthony Hopkins, Denzel Washington, Robert De Niro, Jack Nicholson, Julia Roberts, Meryl Streep, Robert Downey Jr., Matt Damon/Jason Bourne…
Local Picks:

Pelican & Pig, Once Upon A Time In France, Urban Grub, Midnight Oil, Nashville Gun Club

Favorite Movie Line or Quote:

Favorite Quote: “Love your God with all your heart and with all your soul and with all your mind and with all your strength, and … Love your neighbor as yourself” — Jesus Christ

Movie Line: “Life is like a box of chocolates …” — Forrest Gump

NMLS# 573773
Jennifer Griffin, Studio Bank

Jennifer GriffinJennifer LinkedIn

SVP, Relationship Manager

Jennifer is a banking professional with more than 30 years of experience in the industry and a deep knowledge of consumer and commercial lending.

Full Bio >
Alma Mater:

West Georgia University

Community Involvement:

I love volunteering for worthy foundations and causes throughout the community.

Favorite Creator(s):

Cody Jinks

Local Picks:

Any local home interior boutiques

Favorite Movie Line or Quote:

I’ll be your huckleberry

NMLS# 737879

Eunice HernandezEunice LinkedIn

Relationship Manager

Eunice is a seasoned banker who offers clients expertise in serving the Music, Arts, and Entertainment industry.

Full Bio >
Alma Mater:
  • Fashion Institute of Design & Merchandising
  • California Institute of the Arts
  • Austin Peay State University, MBA
Community Involvement:

For the past three years, Eunice has been an active member of the Society of Leaders in Development (SOLID) and is honored to serve as a board member for the Music Market. She strives to contribute to the growth and development of the next generation of music industry leaders while fostering meaningful connections and serving the community.

Favorite Creator:

Coco Chanel

Nashville Picks:

Maggiano’s, Adele’s, Hillwood Country Club Golf Course, Gaylord Opryland for family activities

Passions:

I am very passionate about serving our military personnel, active duty, and veterans as I served in the US Navy myself for four years.

NMLS# 1646521

Dave HorrellDave LinkedIn

SVP, Relationship Manager

Dave is a 20-year commercial banker focused on providing banking solutions to owner-managed businesses and not-for-profit organizations, as well as their owners and/or executives.

Full Bio >

His expertise includes: structuring debt solutions for real estate and equipment financing, working capital needs, and acquisition financing; providing depository and cash management solutions; and helping his clients think strategically about growth, sustainability, and exit strategies.

Alma Mater:

University of Florida

Community Involvement:
  • Brentwood United Methodist Church
  • Brentwood Ball Club – Volunteer Coach
Favorite Creators:

Led Zepplin, U2, The Rolling Stones, R.E.M., Oasis, Martin Scorsese, Ernest Hemingway, Claude Monet

Nashville Picks:

Cork & Cow, Il Forno, Peg Leg Porker, Party Fowl, Geodis Park, 3rd & Lindsley

Favorite Quote:

“In matters of style, swim with the current; in matters of principle, stand like a rock.” – Thomas Jefferson

“One day some of the kids from the neighborhood carried my mother’s groceries all the way home. You know why? It was outta respect.” – Goodfellas

NMLS# 1867401
Robin Kotora Studio Bank Nashville

Robin Kotora

VP, Relationship Manager

For Robin, banking centers on building trusted relationships. She brings decades of experience and client loyalty to every engagement.

Full Bio >
Alma Mater:

Austin Peay State University

Community Involvement:

Williamson Inc., Downtown Franklin Association, Williamson County Library Foundation

Favorite Creator(s):

Lindsay Tripp, Claude Monet, Banksy, Mary Cassatt, Tom Petty, SRV, Jimi Hendrix, Bob Marley, Lucinda Williams, Muddy Waters, Aretha Franklin, Dorothy Parker, Maya Angelou, Gabriel Garcia Marquez, Margaret Atwood, and thousands more.

Local Picks:

Ryman Auditorium, O Be Joyful/Grays on Main, Tito’s Mexican Restaurant, Geodis Park/Nashville SC

Favorite Movie Line or Quote:

“The only way of discovering the limits of the possible is to venture a little way past them into the impossible.” — Arthur C. Clarke

NMLS# 1960485
Ben Mercer, Chief Lending Officer

Ben MercerBen LinkedIn

SVP, Senior Banking Executive

One of Nashville’s premier banking executives, specializing in commercial banking (C&I, healthcare, not-for-profit, real estate, and construction).

Full Bio >
Alma Mater:

Auburn University, B.S. Accounting

Community Involvement:

Board of Directors, Woodbine Community Organization

Local Picks

Section 325 of Bridgestone Arena, watching the Nashville Predators!

Favorite Movie Line or Quote:

“I’ll make him an offer he can’t refuse.” — The Godfather

NMLS# 1828626
Banker Dan Neumann

Dan NeumannDan LinkedIn

SVP, Relationship Manager, Residential Construction

With Nashville’s construction and growth, Dan remains a market leader and trusted advisor to both businesses and families.

Full Bio >
Alma Mater:

University of St. Francis (Joliet, IL), BA in Finance (Econ Minor)

Community Involvement:

Volunteer Basketball Coach (Boys & Girls), various leagues; HBAMT

Favorite Creators:

As a football fan, I always loved watching the play of QBs Don “Majik” Majkowski, Brett Favre and Aaron Rodgers (I’m a bit of a Packer fan) and RB Barry Sanders. The ability of all of them to create something out of nothing on the football field was/is awesome to watch.

Nashville Picks:

Any field, court, or pool, watching my kids (and others) compete and have fun!

Favorite Movie Line or Quote:

Hard to narrow it to just one…

  • “I am serious. And don’t call me Shirley.” – Airplane
  • “If I’m not back in five minutes, just wait longer!” – Ace Ventura
  • “Every man dies. Not every man really lives.” — Braveheart
NMLS# 1102180
Dylan Paris, Studio Bank

Dylan ParisDylan LinkedIn

SVP, Relationship Manager

Dylan has more than 20 years of banking experience and takes a partnership approach when working with clients.

Full Bio >
Alma Mater:

The Baylor School (1996), Carson Newman College (2001)

Community Involvement:

Rachel Gamble Memorial Fund

Favorite Creator(s):

God

Local Picks:

Champy’s (food), 1885 Grill (food), Council Fire Club (golf)

Favorite Movie Line or Quote:

“When a defining moment comes along, you define the moment or the moment defines you.” – Roy “Tin Cup” McAvoy

NMLS# 603153
Linda Payne, Nashville Banker

Linda M. Payne

SVP, Relationship Manager, Private Banking

An expert in private banking, Linda brings a wealth of experience and is a loyal advocate for her clients.

Full Bio >
Alma Mater:

California State University at Fullerton, CA

Community Involvement:
  • You Have the Power, Board Member
  • Leadership Brentwood, Class of 2019 (Best class ever!)
Favorite Creator(s):

The community around us. I learn something new every day.

Local Picks:

Sinatra’s

Favorite Movie Line or Quote:

“Smile, It increases your face value” — Dolly Parton in Steel Magnolias

NMLS# 687795
Studio Bank Matt Pierucki

Matt PieruckiMatt LinkedIn

SVP, Relationship Manager

Matt helps clients with their commercial, small business, and personal banking needs.

Full Bio >
Alma Mater:

University of Florida

Community Involvement:
  • Lebanon First United Methodist Church, Finance Committee
  • TN Repertory Board, Advisory Council
Favorite Creators:

Pearl Jam, George Lucas, Hatch Show Print

Nashville Picks:

Burger Up, Party Fowl, Frothy Monkey, Mill Creek Brewery, and The Music City Bowl

Favorite Movie Line or Quote:

“Back off, man. I’m a scientist.” — Ghostbusters

NMLS# 1256210
Nashville Studio Bank Melinda Pulliam

Melinda PulliamMelinda LinkedIn

SVP, Relationship Manager & Team Lead

For Melinda, banking is not just about transactions, but it is a relationship business where your story needs to be heard and understood. She embraces that at Studio Bank.

Full Bio >
Alma Mater:

Wright State University

Community Involvement:
  • Williamson County Library Foundation Board Member
  • Grassland Middle School, Generals Store Chairperson
  • Nashville Chamber of Commerce
  • Williamson, Inc.
  • Youth Athletics
  • CityCurrent
Favorite Creator(s):

My mom, grandma, and all those willing to take a risk on creating something around a passion or need, whether in music, business, art, etc.

Local Picks:

Nashville FC, Preds, Titans, Sounds, Ryman Auditorium, TPAC, Youth Dance, Radnor Lake, Edwin Warner Parks, Simply Living Life, Oak, Arrington Vineyard, anywhere to catch a baseball game, Grassland/Franklin High sports, Franklin Art Crawl, Harlinsdale Farm

Favorite Movie Line or Quote:

“There’s No Crying in Baseball!” — A League of Their Own

NMLS# 1953932
Parker Seabolt

Parker SeaboltParker LinkedIn

SVP, Relationship Manager, Private Banking

Parker is a trusted expert in private banking, business lending, and commercial real estate.

Full Bio >
Alma Mater:

East Tennessee State University (ETSU), MBA and BBA in finance

Community Involvement:

March of Dimes

Favorite Creators:

Frank Lloyd Wright, Eric Adler

Nashville Picks:

Bobbie’s Dairy Dip, Pastaria

Favorite Movie Line or Quote:

“No way! We’ve landed on the moon!” — Dumb and Dumber

NMLS# 1135433
Shaina Smith, Studio Bank

Shaina L. SmithShaina L. LinkedIn

SVP, Relationship Manager, Private Banking

Shaina has served for over 15 years in the Chattanooga banking market, serving in all facets from Private Banking to Small Business Banking.

Full Bio >
Alma Mater:

Chattanooga State Community College and East Tennessee State University

Community Involvement:

Junior League of Chattanooga

Favorite Creator(s):
  • My Daughter. It’s inspiring and refreshing to see a creator finding her way.
  • Our Community of Influential Women in Chattanooga- builders, designers, physicians, dentists, lawyers, artists, and mothers!
Local Picks:

Sunset Rock, Walnut Street Bridge and Coolidge Park, Tony’s Pasta, Cambridge Square, and Steve’s Landing

Favorite Movie Line or Quote:

‘It’s supposed to be hard. If it wasn’t hard, everyone would do it. The hard…is what makes it great” – A League of Their Own “Nobody puts Baby in a Corner” Dirty Dancing

NMLS# 1041365

Dwayne SniderDwayne LinkedIn

SVP, Relationship Manager

A career banker serving Middle Tennessee’s medical and dental professionals.

Full Bio >
Alma Mater:

Lipscomb University

Community Involvement:
  • Nashville Dental Society
Favorite Creators:

God, Beth Snider, and Billy Joel

Nashville Picks:

SATCO, Nashville Sounds, and Charles Hawkins Field

Favorite Movie Line or Quote:

“Why do we fall? So we can learn how to pick ourselves up!” – Batman Begins

NMLS# 2139239
Rick Sofilkanich, Nashville Commercial Banker at Studio Bank

Rick SofilkanichRick LinkedIn

SVP, Relationship Manager & Team Lead

With almost two decades of banking industry experience, Rick offers expertise to commercial, small business, and personal banking clients.

Full Bio >
ALMA MATER:

University of Pittsburgh (go Panthers)

COMMUNITY INVOLVEMENT:

1)  Downtown Franklin Rotary Club

2) Veterans Causes such as Operation Stand Down in Nashville.

3) Youth football and baseball coach in Spring Hill TN

FAVORITE CREATOR:

I enjoy Rock music from bands such as AC/DC and Aerosmith.  Love country music and artists like Kenny Chesney and Martina McBride. I also love George Lucas and Steven Spielberg movies.

NASHVILLE PICKS:

Sounds Baseball, Titans Football, 3rd and Lindsey for live music, and the Nashville Predators

FAVORITE MOVIE LINE:

“You’re my boy, Blue!”  – Will Ferrell, “Old School”

NMLS# 1231504
Jennifer Thompson, Treasury Services, Studio Bank, Nashville

Jennifer ThompsonJennifer LinkedIn

SVP, Treasury Management

Jennifer is Studio’s guru of Treasury Services.

Full Bio >
Alma Mater:

Georgia Tech

Community Involvement:

Working with pets and families in need. 

Favorite Creator:

Dale Chihuly

Nashville Picks:

Patterson House, Bastion, We-Ho

Favorite Movie Line or Quote:

“Where ever you go, there you are” — Buckaroo Banzai