Warehouse Row

Chattanooga
Bankers

Rachell Bilbrey, Studio Bank

Rachell BilbreyRachell LinkedIn

SVP, Relationship Manager

Rachell is a Chattanooga-based commercial banker with a decade of experience across business lending, treasury management, and retail banking. Named one of ICBA’s 40 under 40 in 2024, she is a former entrepreneur, that offers practical, strategic solutions to businesses and nonprofits.

Full Bio >
Alma Mater:

Bryan College

Community Involvement:

I serve on the board of Be The Change Youth Initiative and as an advisory board member for the University of Tennessee at Knoxville’s for Women in Leadership Program.

I regularly volunteer with organizations such as Junior Achievement, the Austin Hatcher Foundation, Miracle League, and more. I also participate in community giving groups like 100 Women Who Care, supporting nonprofits across Chattanooga.

Favorite Creator(s):
  • Local Entrepreneurs- Anyone creating economic growth in our community.
  • Music- Sam Barber, The Red Clay Strays, Zach Bryan, Josh Meloy, Sam Fender, Noah Kahan
  • Movies- Will Ferrell and Kevin Hart (anything comedy)
  • Interior Design- Studio McGee, Pure Salt Interiors, Galey Alix
Local Picks:
  • Outdoors- Chickamauga Lake/ TN River, Riverwalk, Sunset Rock
  • Restaurants- Hello Monty, Bela Lisboa, Sidetrack, Elsie’s Daughter
  • Coffee- Be Caffeinated (Best Mocha)
  • Entertainment- Lookouts, Chattanooga Football Club (CFC), UTC Mocs, Top Golf
Favorite Movie Line or Quote:
  • “Did we just become best friends?” – Step Brothers
  • “The journey toward the best possible life starts with adjusting the lens through which we see the world.” Jim Murphy
  • “To be successful at anything, the truth is, you don’t have to be special. You just have to be what most people aren’t: consistent, determined, and willing to work for it.” Tom Brady
NMLS# 2170890
Jeff Bridgman, Studio Bank

Jeff A. BridgmanJeff A. LinkedIn

EVP, Senior Banking Executive

With over 28 years of experience as a trusted leader in the Greater Chattanooga market, Jeff has played a key role in shaping its economic landscape through strategic lending in Commercial Real Estate, commercial and industrial, and SBA financing.

Full Bio >
Alma Mater:

University of Tennessee at Chattanooga, Bachelor’s of Science and Master’s of Business Administration in Finance

Community Involvement:
  • Chattanooga Christian School
  • EBYAA
  • Chattanooga Area Food Bank
  • Lana’s Love
  • UnTeal
  • Habitat for Humanity
  • Austin Hatcher Foundation
  • Sleep in Heavenly Peace
  • Ronald McDonald House
Favorite Creator(s):
  • Authors – Pierce Brown, Mario Puzo, George R.R. Martin
  • Music – Led Zeppelin and anything ’80’s or classic rock
  • Entrepreneurs – Walt Disney, Steve Jobs, Truett Cathy
Local Picks:
  • River Street Deli, The Social, Champy’s, Riverwalk, Coolidge Park, North Shore, lake/river
Favorite Movie Line or Quote:
  • “You can’t handle the truth!!” – A Few Good Men, 1992
  • I don’t say these things because I believe in the brute’ nature of men or that men must be brutalized to be combative. I believe in God, and I believe in human decency. But I firmly believe that any man’s finest hour — his greatest fulfillment to all he holds dear — is that moment when he has worked his heart out in a good cause and lies exhausted on the field of battle – victorious. – Vince Lombardi
NMLS# 2718667
Bonnie Blalock, Studio Bank

Bonnie BlalockBonnie LinkedIn

SVP, Relationship Manager

Bonnie has served the needs of business, commercial and corporate banking clients in the Chattanooga area for nearly 35 years.

Full Bio >
Alma Mater:

University of Alabama

Community Involvement:

Volunteer – Communities in Schools, GraduRun, Lana’s Love, Miracle League

Favorite Creator(s):

God. Entrepreneurs. Country Music Artists

Local Picks:

Stadiums (The Lookouts and Finley), The Signal, Stir

Favorite Movie Line or Quote:
  • 2 Timothy 1:7
  • “It ain’t about how hard you hit. It’s about how hard you can get hit and keep moving forward.” – Rocky Balboa
NMLS# 568751
Bryan Fryar, Studio Bank

Bryan Fryar

SVP, Relationship Manager

Bryan has 30 years of experience and expertise in commercial and private banking and retail banking management.

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Alma Mater:

Queens College, Charlotte and The Baylor School in Chattanooga

Community Involvement:

Current chairperson of the American Heart Association Heart Ball in Chattanooga

Favorite Creators:

Donald Ross-Golf Course Creator/Architect… I have loved his designs since I was a child playing golf and have been lucky enough to play many of his courses throughout the country.

Chattanooga Picks:

The Tennessee Aquarium, North Chattanooga Area

Favorite Quote:

“I’d keep playing. I don’t think the heavy stuff’s coming down for quite a while.” Carl Spackler- “Caddyshack”

Jennifer Griffin, Studio Bank

Jennifer GriffinJennifer LinkedIn

SVP, Relationship Manager

Jennifer is a banking professional with more than 30 years of experience in the industry and a deep knowledge of consumer and commercial lending.

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Alma Mater:

West Georgia University

Community Involvement:

I love volunteering for worthy foundations and causes throughout the community.

Favorite Creator(s):

Cody Jinks

Local Picks:

Any local home interior boutiques

Favorite Movie Line or Quote:

I’ll be your huckleberry

NMLS# 737879
Dylan Paris, Studio Bank

Dylan ParisDylan LinkedIn

SVP, Relationship Manager

Dylan has more than 20 years of banking experience and takes a partnership approach when working with clients.

Full Bio >
Alma Mater:

The Baylor School (1996), Carson Newman College (2001)

Community Involvement:

Rachel Gamble Memorial Fund

Favorite Creator(s):

God

Local Picks:

Champy’s (food), 1885 Grill (food), Council Fire Club (golf)

Favorite Movie Line or Quote:

“When a defining moment comes along, you define the moment or the moment defines you.” – Roy “Tin Cup” McAvoy

NMLS# 603153
Shaina Smith, Studio Bank

Shaina L. SmithShaina L. LinkedIn

SVP, Relationship Manager, Private Banking

Shaina has served for over 15 years in the Chattanooga banking market, serving in all facets from Private Banking to Small Business Banking.

Full Bio >
Alma Mater:

Chattanooga State Community College and East Tennessee State University

Community Involvement:

Junior League of Chattanooga

Favorite Creator(s):
  • My Daughter. It’s inspiring and refreshing to see a creator finding her way.
  • Our Community of Influential Women in Chattanooga- builders, designers, physicians, dentists, lawyers, artists, and mothers!
Local Picks:

Sunset Rock, Walnut Street Bridge and Coolidge Park, Tony’s Pasta, Cambridge Square, and Steve’s Landing

Favorite Movie Line or Quote:

‘It’s supposed to be hard. If it wasn’t hard, everyone would do it. The hard…is what makes it great” – A League of Their Own “Nobody puts Baby in a Corner” Dirty Dancing

NMLS# 1041365