Ampersand Studios Studio Bank

We’re here to empower you.

Our personalized approach to banking provides our clients with the strategic, tailored financial services they need to fuel their creativity. We’re membership-based, tech-savvy, and hospitality-inspired. Like you, we’re relentlessly rethinking and redesigning the old ways of doing things — including personal and business banking. We believe in the power of collaboration, and we’re proud to be a strategic business partner for Ampersand Studios members.

Perks for Members of Ampersand Studios:

Direct access to your Studio Bank team, not an 800 number.
Modern, mobile app with check deposit capability, bill pay, person-to-person payments, and budgeting tools.
Ease in account transition — ability to transfer funds between your new Studio checking account and your account at your previous institution with external transfer capabilities in our mobile app.

Personal Banking Perks

Consumer Platinum Rewards Mastercard® with 1% cash back*
0.25% APR HELOC rate discount with auto payments set up from a Studio Bank checking account.**
Waived HELOC fee ($495) on all new HELOCs.**
Exclusive Personal Checking account package:
- ATM fee reimbursement
- Fee waived for first order of Studio-branded checks
- No monthly service fee
- No balance requirement
- Premium interest rate tiers offered on the Savant Money Market account, partnered with our checking account. Ask us about our rates.

Business Banking Perks

Business Platinum Rewards Mastercard® with 1% cash back*
Exclusive Business Checking account package:
- ATM fee reimbursement
- Instant issue corporate debit cards
- Fee waived for first order of Studio-branded checks
- No monthly service fee
- No balance requirement

Mortgage Perks

$1,500 closing cost discount on a new Studio Mortgage Loan.***

Personal
Banking

Debit, Checking, Savings, Money Market, CDs, Personal Loans, HELOCs, and More
Direct access to your banker — not a call center
ATM fee reimbursement, even at non-Studio Bank ATMs
Instant issue personal debit cards
Seamless digital banking with deposit capabilities and bill pay through your tablet, mobile device, or computer

Commercial
Banking

Debit, Checking, Savings, Money Market, CDs, Business Loans, Treasury Services, ACH, and More
Expert bankers available across diverse industries
ATM fee reimbursement, even at non-Studio Bank ATMs
Digital banking with deposit and treasury management tools through your tablet, mobile device, or computer
Secure corporate deposits beyond the FDIC $250,000 limit, available through ICS® and CDARS®

Home
Mortgage

Purchase or Refinance
Local expertise and personal service to help you close with confidence in Middle Tennessee’s hot market
Mortgages offered include: Conventional, VA, FHA, THDA, fixed rate, adjustable rate, and more
Down payment assistance available for qualified borrowers

Let’s Connect.

I’d love to buy you a cup of coffee and introduce you to our team. Contact me directly or use the form below to send a message, and we will be in touch soon!

Santi Tefel

Business Banking Executive

M: 615.416.1922| O:615.744.7223
Santi.Tefel@StudioBank.com
NMLS# 747023

Notes:

All products and services are subject to terms and conditions. Other fees may apply. Please ask us for full details, account terms, and conditions. Direct deposit from Ampersand Studio Clients is required for Personal Checking account package. Program offerings good through December 31, 2026.

*Credit card accounts are subject to credit approval. Mastercard® is a registered trademark of Mastercard International Incorporated. For details on Rewards Program, please visit https://studiobank.myapexcard.com/about-rewards/rewards-terms. Rewards options are subject to change without notice.

**HELOC accounts are subject to Studio Bank underwriting eligibility and credit approval.

***Borrowers are eligible for a credit against closing costs or a closing cost discount after closing on new purchase or refinance, secured by a first mortgage or deed of trust with Studio Bank, subject to qualification, approval, and closing. Discount may not exceed your out of pocket closing costs. Discount cannot be combined with any other mortgage offer or discount. Discount code AMP-26 must be presented at time of application and all eligibility requirements met no later than two days prior to your new loan closing date. Only one discount permitted per new loan. This discount is valid until December 31, 2026. All rights reserved.

Welcome to Studio Bank